$Paycheck Calculator.
Updated for tax year 2026

New York Paycheck Calculator

New York has a progressive income tax from 4% to 10.9%. Enter your pay and see your take-home after federal income tax, New York income tax, Social Security and Medicare.

$/ year
$

401(k), HSA, health insurance premiums

Estimated take-home pay

$1,978.37

per bi-weekly paycheck · $51,438 / year

Gross pay
$2,500.00
Federal income tax
− $216.15
New York income tax
− $114.23
Social Security · 6.2%
− $155.00
Medicare · 1.45%
− $36.25
Net pay
$1,978.37

Effective tax rate

20.9%

Marginal bracket

12.0%

Uses the 2026 federal brackets, standard deduction and FICA rates and New York's 2025 state rates. Your pay stub may differ by a few dollars because payroll rounds through the IRS withholding tables. New York City residents pay an additional 3.078%-3.876% city tax and Yonkers residents a surcharge, not included.

New York income tax

9 brackets, top rate 10.9%

RateSingleMarried filing jointly
4%$0 - $8,500$0 - $17,150
4.5%$8,500 - $11,700$17,150 - $23,600
5.25%$11,700 - $13,900$23,600 - $27,900
5.5%$13,900 - $80,650$27,900 - $161,550
6%$80,650 - $215,400$161,550 - $323,200
6.85%$215,400 - $1,077,550$323,200 - $2,155,350
9.65%$1,077,550 - $5,000,000$2,155,350 - $5,000,000
10.3%$5,000,000 - $25,000,000$5,000,000 - $25,000,000
10.9%Over $25,000,000Over $25,000,000

Brackets are marginal: only the dollars inside each band are taxed at that band's rate. The first $8,000 (single) or $16,050 (joint) is deducted before the rate applies. Figures are 2025 tax year. New York City residents pay an additional 3.078%-3.876% city tax and Yonkers residents a surcharge, not included.

Examples

Take-home pay in New York

Single filer, paid every two weeks, no pre-tax deductions.

SalaryPer checkPer yearTax rate
$50,000$1,547$40,21019.6%
$75,000$2,234$58,07322.6%
$100,000$2,855$74,22825.8%

Want an hourly figure instead? Use the hourly paycheck calculator and pick New York from the state list.

FAQ

Frequently asked questions

Does New York have a state income tax?+

Yes. New York uses 9 brackets, from 4% up to a top rate of 10.9% (2025 rates). New York City residents pay an additional 3.078%-3.876% city tax and Yonkers residents a surcharge, not included.

How much is $75,000 after taxes in New York?+

A single filer paid every two weeks with no other deductions takes home about $2,234 per check, or $58,073 a year. That is 22.6% of gross going to federal income tax, New York income tax, Social Security and Medicare.

What is taken out of a paycheck in New York?+

Federal income tax based on your W-4, 6.2% Social Security (up to the annual wage base), 1.45% Medicare, and New York state income tax. Anything else, such as health premiums, 401(k) contributions or garnishments, is something you elected or a court ordered.

All 50 states + DC

Compare with another state