Florida Hourly Paycheck Calculator

$20 an hour at 40 hours a week is $41,600 a year in Florida. A single filer with no pre-tax deductions takes home about $685 a week, $1,369 every two weeks, or $35,606 a year. The only deductions are federal: $2,812 a year in income tax withholding, $2,579 in Social Security and $603 in Medicare. Florida withholds nothing, so the effective rate is 14.4%.

Florida has no income tax, so overtime is only subject to federal withholding. Federal law (the FLSA) requires time and a half for hours past 40 in a workweek; Florida has no daily overtime rule. Overtime dollars are taxed like any other wage dollar, but a big overtime check often has more withheld than usual because payroll annualizes each check as if you earned that much every period. The difference comes back as a refund. New for 2026: up to $12,500 of qualified overtime premium pay ($25,000 joint) is deductible on your federal return, and you can reflect it on W-4 step 4(b) to lower withholding now.

Florida's minimum wage is $15.00 an hour from September 30, 2026, up from $14.00, the final step of the Amendment 2 schedule voters approved in 2020. Tipped workers must be paid at least $11.98 in cash wages. Full time at $15.00 is $31,200 a year and about $1,048 every two weeks after federal taxes for a single filer.

No. Florida's constitution prohibits a personal income tax, and no Florida city or county levies a local wage tax. An hourly worker in Florida sees three deductions the employer is required to make: federal income tax (based on your W-4), 6.2% Social Security and 1.45% Medicare. Everything else on the stub, such as health insurance or a 401(k), is something you chose.

Florida law doesn't define full time for pay purposes. The federal Affordable Care Act treats 30 hours a week as full time for employer health coverage, and most Florida employers use 40 hours as the standard schedule. This calculator uses whatever you enter; 40 hours a week at 52 weeks is 2,080 hours a year, which is how the annual figures are built.

Florida has no law setting pay frequency, so it's your employer's choice. Biweekly (26 checks a year) is the most common in Florida, weekly is typical in construction, hospitality and staffing, and semi-monthly (24 checks) is common in offices and government. Switch the pay frequency in the calculator to see the same wage as a weekly, biweekly, semi-monthly or monthly check.