Massachusetts Hourly Paycheck Calculator

$20 an hour at 40 hours a week is $41,600 a year in Massachusetts. A single filer with no pre-tax deductions takes home about $649 a week, $1,298 every two weeks, or $33,746 a year, before pfml contribution. Deductions for the year: $2,812 federal income tax, $1,860 Massachusetts income tax, $2,579 Social Security and $603 Medicare, an effective rate of 18.9%.

Massachusetts requires time and a half after 40 hours in a workweek under its own law (M.G.L. c.151 §1A) as well as the federal FLSA, with some state-specific exemptions such as restaurants and hospitals; there is no daily overtime, and Sunday and holiday premium pay for retail ended in 2023. Overtime dollars are taxed like any other wage dollar, federally and by Massachusetts, but a big overtime check often has more withheld than usual because payroll annualizes each check as if you earned that much every period; the difference comes back as a refund. New for 2026: up to $12,500 of qualified overtime premium pay ($25,000 joint) is deductible on your federal return, and you can reflect it on W-4 step 4(b) to lower withholding now.

Massachusetts's minimum wage is $15.00 an hour, unchanged since January 1, 2023 and not indexed to inflation. Tipped workers must be paid at least $6.75 in cash wages, with tips making up the rest. Full time at $15.00 is $31,200 a year and about $997 every two weeks after taxes for a single filer.

Yes. Massachusetts withholds state income tax from hourly and salaried wages alike, using the state withholding form you filled out when hired. The rate is a flat 5%. An hourly worker in Massachusetts sees federal income tax, 6.2% Social Security, 1.45% Medicare and the state line; everything else on the stub is something you chose.

Massachusetts law doesn't define full time for pay purposes. The federal Affordable Care Act treats 30 hours a week as full time for employer health coverage, and most employers use 40 hours as the standard schedule. This calculator uses whatever you enter; 40 hours a week at 52 weeks is 2,080 hours a year, which is how the annual figures are built.

Hourly employees must be paid weekly or biweekly, within six days of the end of the pay period (M.G.L. c.149 §148); salaried employees may agree to semi-monthly or monthly pay. Switch the pay frequency in the calculator to see the same wage as a weekly, biweekly, semi-monthly or monthly check.