Local wage guide
San Francisco minimum wage 2026: $19.61 an hour
The minimum wage in San Francisco is $19.61 an hour, in force since July 1, 2026. That is $2.71 above the California state minimum of $16.90 — $5,637 more over a full-time year. Full time at the San Francisco rate is $784 a week gross and about $647 after tax.
Federal, state and city: the floor stack
All three apply at once, and the highest one wins. For work done in San Francisco that is the city rate.
| Floor | Rate | Detail |
|---|---|---|
| Federal minimum | $7.25 | Unchanged since July 24, 2009 |
| California minimum | $16.90 | In force since January 1, 2026 |
| San Francisco minimum | $19.61 | In force since July 1, 2026 |
- Set by
- annual CPI indexing under the San Francisco minimum wage ordinance
- Tipped cash wage
- No tip credit; tipped staff get the full $19.61
- Who it covers
- Every employer, for work performed inside San Francisco
- Above the state rate by
- $2.71 an hour, $5,637 a year full time
- State income tax
- Progressive brackets
- Overtime
- 1.5x past 40 hours a week under the federal FLSA
California bans the tip credit statewide, so tipped workers receive the full $19.61 in cash wages and keep tips on top. San Francisco's rate adjusts every July 1, not January 1.
A San Francisco minimum-wage paycheck after taxes
$19.61 an hour, single filer, 2026 federal and California rates, no benefits deducted.
| Hours/week | Weekly gross | Weekly net | Biweekly net | Annual net |
|---|---|---|---|---|
| 20 | $392 | $345 | $690 | $17,950 |
| 30 | $588 | $499 | $999 | $25,969 |
| 40 | $784 | $647 | $1,294 | $33,631 |
Full time at $19.61 is $40,789 gross a year, about $2,803 a month net and $33,631 a year net, an effective tax rate of 17.5%. Run your own hours through the San Francisco paycheck calculator.
Why San Francisco is above the California rate
San Francisco's floor is set by annual CPI indexing under the San Francisco minimum wage ordinance. A local minimum wage can only ever raise the floor: federal law sets a national minimum, California sets its own at $16.90, and a city ordinance or a regional rate stacks on top. Whichever number is highest for the place the work is done is the one your employer owes. That is why the answer to "what is the minimum wage" genuinely depends on which side of a city line you clock in on.
The rate is gross, and the tax on it is mostly FICA
$19.61 is what you are owed per hour before anything comes out. Social Security takes 6.2% and Medicare 1.45% from the very first dollar with no exempt amount underneath, while federal income tax only bites above the standard deduction. That is why a full-time year at $19.61 loses 17.5% overall rather than the bracket rate people expect. See minimum wage after taxes for the same figures in every state.
FAQ
Frequently asked questions
What is the minimum wage in San Francisco in 2026?+
$19.61 an hour, in force since July 1, 2026, set by annual CPI indexing under the San Francisco minimum wage ordinance. That is $2.71 an hour above the California state minimum of $16.90 and $12.36 above the federal $7.25, which has not moved since July 24, 2009. Over a full-time year the gap over the state rate is worth $5,637 in gross pay.
How much is a full-time minimum wage paycheck in San Francisco after taxes?+
At $19.61 and 40 hours a week, gross pay is $784 a week, $3,399 a month and $40,789 a year. A single filer with no other deductions takes home about $647 a week, $1,294 every two weeks, $2,803 a month or $33,631 a year, an effective rate of 17.5% across federal income tax, California income tax, Social Security and Medicare.
Does the San Francisco rate or the California rate apply to me?+
Whichever is higher, and for work performed in San Francisco that is the San Francisco rate of $19.61. A local wage floor can rise above the state and federal figures but never fall below them, so the three rates are a floor stack rather than alternatives. What decides it is where the work is physically done, not where your employer is headquartered or where you live.
What is the tipped minimum wage in San Francisco?+
There isn't one. San Francisco pays tipped staff the full $19.61 in direct cash wages, and tips are on top rather than counted towards the floor. That means a tipped worker here is guaranteed $19.61 an hour before a single tip is added. Tips remain taxable wages reported through payroll, and for 2026 up to $25,000 of qualified tips is deductible on your federal return.
Is the San Francisco minimum wage before or after tax?+
Before. $19.61 is a floor on gross pay, the figure your employer must pay for each hour worked with nothing withheld yet. Social Security takes 6.2% and Medicare 1.45% from the first dollar, and California income tax applies on top. On a full 40-hour week that turns $784 gross into about $647 net, a difference of $138.
What should I do if I am paid less than $19.61 in San Francisco?+
Check the stub first: multiply hours worked by $19.61 and compare against gross pay for the period, before deductions, because the test is gross. Underpayment is a wage claim, and a local ordinance usually gives you a city enforcement office as well as the state labor office and the U.S. Department of Labor. Deductions for uniforms, tools or till shortages that push effective pay below the floor are generally not permitted.
Local rates
Cities that pay above their state minimum
| City | Local minimum | State minimum | Difference |
|---|---|---|---|
| Seattle | $21.30 | $17.13 | +4.17 |
| Denver | $19.29 | $15.16 | +4.13 |
| Los Angeles | $18.42 | $16.90 | +1.52 |
| Flagstaff | $18.35 | $15.15 | +3.20 |
| San Diego | $17.75 | $16.90 | +0.85 |
| Chicago | $17.05 | $15.00 | +2.05 |
| New York City | $17.00 | $16.00 | +1.00 |
| Portland | $16.80 | $15.55 | +1.25 |
| Minneapolis | $16.37 | $11.41 | +4.96 |
| St. Paul | $16.37 | $11.41 | +4.96 |
| Tucson | $15.45 | $15.15 | +0.30 |
Every state's own floor is on the California minimum wage page and the 50-state comparison.
Sources
- California Chamber of Commerce, California local minimum wage increases for July 1, 2026
- California Employment Law Report, preparing for the July 1, 2026 minimum wage increases
Rate current as of August 31, 2026.