Louisville Paycheck Calculator
Louisville charges a 2.2% occupational license fee for residents and 1.45% for non-residents, on top of state and federal taxes. Run your pay through the Kentucky calculator below, then use the tables to see the occupational license fee layer with 2026 federal rates.
401(k), HSA, health insurance premiums
Estimated take-home pay
$1,954.50
per bi-weekly paycheck · $50,817 / year
- Gross pay
- $2,500.00
- Federal income tax
- − $216.15
- Kentucky income tax
- − $83.10
- Louisville occupational license fee
- − $55.00
- Social Security · 6.2%
- − $155.00
- Medicare · 1.45%
- − $36.25
- Net pay
- $1,954.50
Effective tax rate
21.8%
Marginal bracket
12.0%
Uses the 2026 federal brackets, standard deduction and FICA rates and Kentucky's 2026 state rates, plus the Louisville occupational license fee (2026 rates). Your pay stub may differ by a few dollars because payroll rounds through the IRS withholding tables.
Includes federal, Kentucky state and the Louisville occupational license fee (2026 rates) in one result.
Louisville occupational license fee
2.2% residents · 1.45% non-residents
Charged on gross wages from the first dollar - no deduction, no brackets. Residents of Louisville Metro (Jefferson County) pay 2.2% - 1.45% to Metro government plus 0.75% to the school boards. Non-residents working in the county pay only the 1.45% Metro portion. Withheld automatically by employers; it never appears on your Kentucky state return. Figures are 2026 rates.
On top of that, Kentucky has a flat 3.5% income tax. See the Kentucky paycheck calculator.
Examples
Take-home pay in Louisville
Single filer living in Louisville, paid every two weeks, no pre-tax deductions, 2026 federal rates.
| Salary | Louisville tax / yr | Net per check | Net / year | Tax rate |
|---|---|---|---|---|
| $45,000 | $990 | $1,380 | $35,887 | 20.3% |
| $60,000 | $1,320 | $1,811 | $47,084 | 21.5% |
| $75,000 | $1,650 | $2,209 | $57,432 | 23.4% |
| $100,000 | $2,200 | $2,831 | $73,594 | 26.4% |
| $150,000 | $3,300 | $4,052 | $105,355 | 29.8% |
Tax rate includes federal income tax, Kentucky state tax, Social Security, Medicare and the Louisville occupational license fee. Hourly instead? The hourly paycheck calculator covers any wage - add 2.2% for the city.
The full stack
Every tax layer on a Louisville paycheck
Louisville pay carries four layers: federal income tax, Kentucky state tax, FICA (Social Security + Medicare) and the occupational license fee. Single filer, 2026 federal rates, annual figures.
| Salary | Federal | Kentucky | FICA | Louisville | All taxes | Overall rate |
|---|---|---|---|---|---|---|
| $75,000 | $7,670 | $2,511 | $5,738 | $1,650 | $17,568 | 23.4% |
| $100,000 | $13,170 | $3,386 | $7,650 | $2,200 | $26,406 | 26.4% |
| $150,000 | $24,734 | $5,136 | $11,475 | $3,300 | $44,645 | 29.8% |
The Louisville column is what living or working in Louisville costs on top of what the rest of Kentucky pays. The breakdown behind the federal and FICA columns is in how much tax is taken out of a paycheck.
FAQ
Frequently asked questions
How much is the Louisville occupational license fee?+
Louisville charges a 2.2% occupational license fee for residents and 1.45% for non-residents, on top of state and federal taxes. Charged on gross wages from the first dollar - no deduction, no brackets. Figures are 2026 rates. Residents of Louisville Metro (Jefferson County) pay 2.2% - 1.45% to Metro government plus 0.75% to the school boards. Non-residents working in the county pay only the 1.45% Metro portion. Withheld automatically by employers; it never appears on your Kentucky state return.
How much is $75,000 after taxes in Louisville?+
A single filer paid every two weeks takes home about $2,209 per check, or $57,432 a year, after federal tax, Kentucky state tax, Social Security, Medicare and about $1,650 of Louisville occupational license fee - an overall effective rate of 23.4%.
Do non-residents pay the Louisville occupational license fee?+
Yes, at a reduced rate: non-residents pay 1.45% on work performed in Louisville, versus 2.2% for residents.
What is $25 an hour after taxes in Louisville?+
$25/hour at 40 hours a week is $52,000 a year. A single filer living in Louisville takes home about $1,581 per biweekly check - $41,112 a year after federal tax, Kentucky state tax, Social Security, Medicare and the occupational license fee. Use the calculator's hourly mode above for your own rate, hours and overtime.
Is the Louisville occupational license fee taken out of every paycheck?+
Generally yes - employers in Louisville withhold it each pay period alongside federal and Kentucky withholding, so it shows up as its own line on the pay stub. Withheld automatically by employers; it never appears on your Kentucky state return.
Sources
Estimates for planning, not tax advice. City figures are 2026 rates verified against the sources above; federal figures are 2026 IRS numbers.
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