$Paycheck Calculator.
Updated for tax year 2026

Philadelphia Paycheck Calculator

Philadelphia charges a 3.735% City Wage Tax for residents and 3.425% for non-residents, on top of state and federal taxes. Run your pay through the Pennsylvania calculator below, then use the tables to see the City Wage Tax layer with 2026 federal rates.

$/ year
$

401(k), HSA, health insurance premiums

Estimated take-home pay

$1,922.47

per bi-weekly paycheck · $49,984 / year

Gross pay
$2,500.00
Federal income tax
$216.15
Pennsylvania income tax
$76.75
Philly City Wage Tax
$93.38
Social Security · 6.2%
$155.00
Medicare · 1.45%
$36.25
Net pay
$1,922.47

Effective tax rate

23.1%

Marginal bracket

12.0%

Uses the 2026 federal brackets, standard deduction and FICA rates and Pennsylvania's 2026 state rates, plus the Philadelphia City Wage Tax (2026 rates). Your pay stub may differ by a few dollars because payroll rounds through the IRS withholding tables.

Includes federal, Pennsylvania state and the Philadelphia City Wage Tax (2026 rates) in one result.

Philadelphia City Wage Tax

3.735% residents · 3.425% non-residents

Charged on every dollar of wages with no deduction, no brackets and no minimum - it starts from the first dollar. Residents pay 3.735% on all wages wherever earned; non-residents pay 3.425% on work performed in the city. Rates step down each July 1 under the city's five-year reduction plan (3.74%/3.43% before July 2026, heading toward 3.70%/3.39%). Employers withhold it automatically. Figures are 2026 rates.

On top of that, Pennsylvania has a flat 3.07% income tax. See the Pennsylvania paycheck calculator.

Examples

Take-home pay in Philadelphia

Single filer living in Philadelphia, paid every two weeks, no pre-tax deductions, 2026 federal rates.

SalaryPhilly tax / yrNet per checkNet / yearTax rate
$45,000$1,681$1,357$35,27521.6%
$60,000$2,241$1,781$46,30722.8%
$75,000$2,801$2,173$56,48924.7%
$100,000$3,735$2,784$72,37527.6%
$150,000$5,603$3,984$103,58430.9%

Tax rate includes federal income tax, Pennsylvania state tax, Social Security, Medicare and the Philadelphia City Wage Tax. Hourly instead? The hourly paycheck calculator covers any wage - add 3.735% for the city.

The full stack

Every tax layer on a Philadelphia paycheck

Philadelphia pay carries four layers: federal income tax, Pennsylvania state tax, FICA (Social Security + Medicare) and the City Wage Tax. Single filer, 2026 federal rates, annual figures.

SalaryFederalPennsylvaniaFICAPhillyAll taxesOverall rate
$75,000$7,670$2,303$5,738$2,801$18,51124.7%
$100,000$13,170$3,070$7,650$3,735$27,62527.6%
$150,000$24,734$4,605$11,475$5,603$46,41730.9%

The Philly column is what living or working in Philadelphia costs on top of what the rest of Pennsylvania pays. The breakdown behind the federal and FICA columns is in how much tax is taken out of a paycheck.

FAQ

Frequently asked questions

How much is the Philadelphia City Wage Tax?+

Philadelphia charges a 3.735% City Wage Tax for residents and 3.425% for non-residents, on top of state and federal taxes. Charged on every dollar of wages with no deduction, no brackets and no minimum - it starts from the first dollar. Figures are 2026 rates. Residents pay 3.735% on all wages wherever earned; non-residents pay 3.425% on work performed in the city. Rates step down each July 1 under the city's five-year reduction plan (3.74%/3.43% before July 2026, heading toward 3.70%/3.39%). Employers withhold it automatically.

How much is $75,000 after taxes in Philadelphia?+

A single filer paid every two weeks takes home about $2,173 per check, or $56,489 a year, after federal tax, Pennsylvania state tax, Social Security, Medicare and about $2,801 of Philadelphia City Wage Tax - an overall effective rate of 24.7%.

Do non-residents pay the Philadelphia City Wage Tax?+

Yes, at a reduced rate: non-residents pay 3.425% on work performed in Philadelphia, versus 3.735% for residents.

What is $25 an hour after taxes in Philadelphia?+

$25/hour at 40 hours a week is $52,000 a year. A single filer living in Philadelphia takes home about $1,555 per biweekly check - $40,423 a year after federal tax, Pennsylvania state tax, Social Security, Medicare and the City Wage Tax. Use the calculator's hourly mode above for your own rate, hours and overtime.

Is the Philadelphia City Wage Tax taken out of every paycheck?+

Generally yes - employers in Philadelphia withhold it each pay period alongside federal and Pennsylvania withholding, so it shows up as its own line on the pay stub. Employers withhold it automatically.

Sources

Estimates for planning, not tax advice. City figures are 2026 rates verified against the sources above; federal figures are 2026 IRS numbers.

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